Reale Group adopts an impact-oriented integrated sustainability model that, rooted in its status as a Benefit Company and its principles of mutuality, translates double materiality results into measurable and additional commitments embedded within the Business Plan, generating shared value across the entire value chain.
The Integrated Sustainability Business Model
For Reale Group, sustainability is a structural driver for supporting competitiveness and profitability over the long term. The integration of ESG criteria is not an isolated element, but an integral part of the Group’s Business Model.
The entire model is built on the principle of informational and operational consistency. This integrated thinking is realized through systemic processes applied across various phases of business operations: from strategic planning to monitoring metrics, and ultimately to official reporting channels, ensuring the measurability and transparency of the actions taken.
Mutuality and Sustainability
Mutuality and sustainability are Reale Mutua’s guiding principles, inspiring the actions of all Group companies. They translate into practice through the reliability, integrity, and quality of the services offered to protect the needs of members, policyholders, clients, and local communities. This commitment to sustainability is firmly integrated into Reale Group’s strategies, as evidenced by the corporate evolution of the Parent Company, Reale Mutua, which formally became a Benefit Corporation in 2022 to pursue and measure specific common benefit purposes.
Mission, Vision e Purpose
Benefit Company and Common Benefit
In 2022, the Parent Company, Reale Mutua, acquired the status of Benefit Company. This transition represents a significant milestone in Reale Group’s journey towards increasingly integrating ESG criteria into its business processes. This corporate evolution led to the updating of Reale Mutua’s bylaws, incorporating into the Company's institutional purposes the goal of combining financial solidity with the pursuit of the following six Common Benefit Purposes:
1
“Offering products and services aimed at continuously improving the relationship with Members/Policyholders-Customers that generate economic, social and environmental value and promote the mutualistic dimension of the Company”.
2
“Develop projects and initiatives aimed at promoting health, well-being and inclusion”.
3
“Support the personal and professional growth of its employees, collaborators and directors, also through training and cultural activities and the development of corporate welfare initiatives”.
4
“Mitigate the environmental impacts of its activities, in order to contribute to protecting the environment and the ecosystem”.
5
“Operate in a responsible and transparent way in relation to commercial partners and suppliers, adopting preferential selection criteria for parties that manage environmental and social impacts responsibly”.
6
“Contribute to the implementation of projects of collective interest, also in collaboration with public institutions, local authorities, business and private profit and non-profit individuals, in order to create shared value for the territory and the community”.
This transition drives the evolution of the Group’s sustainability strategy: moving beyond the logic of isolated and discretionary initiatives to adopt an increasingly structured model aimed at achieving common benefit purposes and generating concrete, measurable, and incremental impacts for all stakeholders.
Principles for Sustainable Insurance
Reale Group has been a signatory to the UNEP FI Principles for Sustainable Insurance (PSI) since March 2023. Launched in 2012 at the UN Conference on Sustainable Development, the PSI serve as a global framework guiding the insurance sector in managing ESG risks and opportunities. Through this strategic approach, value chain activities and stakeholder interactions are oriented toward firmly integrating environmental, social, and governance factors into decision-making processes. The goal is to reduce risk profiles, develop innovative solutions, optimize business performance, and foster economically, socially, and environmentally sustainable development.
Principle 1
We will embed in our decision-making environmental, social and governance issues relevant to our insurance business.
Principle 2
We will work together with our clients and business partners to raise awareness of environmental, social and governance issues, manage risk and develop solutions.
Principle 3
We will work together with governments, regulators and other key stakeholders to promote widespread action across society on environmental, social and governance issues.
Principle 4
We will demonstrate accountability and transparency in regularly disclosing publicly our progress in implementing the Principles.
Reale Group Environmental Management System
In 2012, Reale Mutua Assicurazioni became the first insurance company in Italy to achieve UNI EN ISO 14001 Environmental Certification. This certification was progressively extended to the following Group companies: Banca Reale, Blue Assistance, Blue Health Center, Italiana, Italnext, Reale Immobili España, Reale Immobili, Reale International, Reale Ites, Reale Ites España, Reale Seguros, Reale Vida y Pensiones, and Rem Intermediazioni.
Adopting the UNI EN ISO 14001 standard reflects Reale Group’s commitment to establishing a structured organizational model to monitor and manage the environmental aspects of its activities, reducing its impact on the ecosystem and advancing sustainable development goals. Through this approach, Reale Group ensures compliance with regulatory obligations and sets concrete targets for pollution prevention, energy efficiency, and responsible resource management, driving continuous improvement in its environmental performance.
In 2026, the Group Sustainability Policy was adopted, establishing the internal framework for integrating ESG criteria into corporate processes and defining environmental targets in alignment with the ISO 14001 standard.
Through its Environmental Management System, Reale Group pursues the following objectives:
Protect the environment by monitoring, measuring, preventing, and mitigating the environmental impacts generated by its activities;
Identify direct and indirect environmental impacts arising from Group operations and promote environmental protection by managing associated risks and opportunities;
Ensure compliance with applicable regulatory obligations and continuously improve environmental and energy performance through dedicated targets, programs, and initiatives;
Periodically and transparently measure, control, and report environmental indicators and energy consumption in line with current regulations;
Mitigate the potential adverse effects of environmental conditions on the Group;
Qualify the supply chain through the Supplier Code of Conduct, requiring adherence to environmental responsibility criteria for admission to the Approved Supplier List;
Actively engage stakeholders to promote sustainability principles and share environmental information transparently with interested parties.